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banking tailored to your business

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Woman checking her personal account on the Thread Personal Banking app on her phone.

banking that fits your lifestyle

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banking embedded into your platform

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Direct banking reimagined for businesses and individuals

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Thread Credit Cards

Digital-first banking for small businesses

OVERVIEW

  • digital account opening
  • checking and savings accounts
  • physical and virtual debit cards
  • ACH and wires
  • quickbooks integration
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Digital-first banking for individuals

OVERVIEW

  • digital account opening
  • checking and savings accounts
  • physical and virtual debit cards
  • ACH
  • payments
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are you a branch customer?

For legacy customers of Civis Bank, please refer to the branch hours and locations listed to find the most convenient options for your banking needs.

branch hours and location

Create unique customer experiences with our embedded banking capabilities

Banking your way with our compliance first deposit platform

Receive funds, make payments, withdraw money

Create cards for businesses, individuals and joint account holders

Establish merchant accounts and accept payments

Provide access to commercial and consumer loans on your platform

DISCLOSURES

California Consumer Privacy Act Notice

Thread Consumer Accounts Rate Sheet

Thread Sweep Program:

IntraFi Sweep Program for Unit Fintech Partnerships
Through the IntraFi Thread Deposit Sweep Program, available deposits will be “swept” (moved) into deposit accounts at one or more of our Program Banks. Cash deposits made to Program Banks are covered by Federal Deposit Insurance Corporation (“FDIC”) Insurance up to a minimum of $3,000,000 inclusive of deposits you may already hold at the bank in the same ownership capacity. Note: Thread Bank is not responsible for monitoring the amount of deposits in any Program Bank. For more information about the program, see the Thread Sweep Disclosure.

Note: If you have questions about which sweep program is applicable to your deposits with Thread Bank, please contact us at: customerservice@thread.bank.

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