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Fintech Xchange ’25: Hot Takes into BaaS and the Future of Banking
  • Thought Leadership

Fintech Xchange ’25: Hot Takes into BaaS and the Future of Banking

  • threadbank_editor

Fintech Xchange ’25 brought together industry leaders at the prestigious Stena Center for Financial Technology and the University of Utah, in collaboration with U.S. Bank, to explore the future of Banking-as-a-Service (BaaS) and the evolving banking landscape. Throughout the event, thought-provoking conversations unfolded, featuring a dynamic lineup of experts who shared their perspectives on the innovations shaping the financial sector.

One highlight from the event was the engaging dialogue between our CEO & President, Chris Black, and hosts Jason Henrichs and Jason Mikula of Fintech Business Weekly. Their conversation traversed through a range of topics, from navigating the regulatory landscape influenced by the new administration to harnessing the catalytic power of innovation within today’s rapidly evolving financial sphere.

Chris showcased the transformational journey of Thread Bank, a fintech-infused community bank with roots tracing back to the historic Civis Bank established in 1906. Under new leadership in 2021, Thread embarked on a revitalization path by adopting an industrialized approach to BaaS, culminating in its official launch. By extending beyond geographical confines and focusing on scalable, resilient models, Thread actively collaborates with strategic partners to effectively mitigate risks and maximize the benefits of partnership banking.

To explore this insightful conversation—including Chris’s perspective and compelling discussions with other industry leaders—visit Provoke.fm for a deeper dive into the innovations shaping fintech and the future of banking.

DISCLOSURES

California Consumer Privacy Act Notice

Thread Consumer Accounts Rate Sheet

Thread Sweep Program:

IntraFi Sweep Program for Unit Fintech Partnerships
Through the IntraFi Thread Deposit Sweep Program, available deposits will be “swept” (moved) into deposit accounts at one or more of our Program Banks. Cash deposits made to Program Banks are covered by Federal Deposit Insurance Corporation (“FDIC”) Insurance up to $3,000,000 inclusive of deposits you may already hold at the bank in the same ownership capacity. Note: Thread Bank is not responsible for monitoring the amount of deposits in any Program Bank. For more information about the program, see the Thread Sweep Disclosure.

Note: If you have questions about which sweep program is applicable to your deposits with Thread Bank, please contact us at: customerservice@thread.bank.

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