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banking capabilities embedded into your platform

 

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banking that fits your lifestyle<

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our story

We believe the future of banking is digital, connected, contextual, and customer-first. We’re building a financial ecosystem of simplified banking solutions that weave seamlessly into your business and your life.

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careers

Join a forward-thinking team driving innovation in the banking industry

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bank your way

Simplify your payment acceptance and unlock new revenue streams. Our embedded banking payments system provides access to a vast network of payment rails, allowing you to seamlessly accept payments from a wide range of sources.

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connect with us

Want to get started with ThreadConnect? Reaching out with general questions? Find your form below.

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legacy customers

Thread Bank is built on the foundation of Civis Bank — which has been serving Hawkins, Hancock, and surrounding counties since 1906. Our team is ready to serve you by phone, email, or in one of our local branches.

locations and hours
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Our platforms seamlessly weave the digital and traditional banking experiences. We bring the convenience and innovation of modern banking to your fingertips.

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Thread Connect Logo

With ThreadConnect, you can elevate your business with innovative embedded financial services that support your growth and success.

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developers

Our embedded banking solution is built with developers in mind. We offer a robust suite of APIs and comprehensive documentation, making integration with your platform a breeze.

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logins

Direct banking reimagined for businesses and individuals

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Thread Credit Cards

Digital-first banking for small businesses

OVERVIEW
  • digital account opening
  • checking
  • savings
  • physical and virtual debit cards
  • payments
  • money movement
  • quickbooks integration
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Digital-first banking for individuals

OVERVIEW
  • digital account opening
  • checking
  • savings
  • physical and virtual debit cards
  • payments
  • money movement
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are you a branch customer?

For legacy customers of Civis Bank, please refer to the branch hours and locations listed to find the most convenient options for your banking needs.

branch hours and location
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Launch your branded debit or prepaid card program with ease. Our system simplifies creation and integrates seamlessly with payment networks, fostering deeper customer engagement.

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our history

  • our history

  • it all starts with

    Our digital-first solutions combine best-in-class technology with a streamlined customer experience to reduce the time, effort, and mental energy of everyday business and personal banking.

  • we’ve funded
    innovators since 1906

    Thread Bank was founded in Eastern Tennessee, which was a major launching point for Revolutionary War heroes heading West to claim their American dreams. That same pioneering spirit is driving the seasoned banking and fintech investors and executives who recapitalized the bank in May 2021 to help today’s business visionaries and dreamers succeed.

  • our next offering
    empowers your growth

    We built the framework for you to extend our simplified banking to your customers via an easy-to-implement, easy-to-sell, embedded banking solution.

  • the future vision is a
    connected, compliant, ecosystem

    Through meticulously selected partnerships, we will utilize our technology platform and charter to empower other banks, credit unions, and fintechs to integrate financial solutions into their customer experience, without the hassle of building them.

team testimonials

At Thread Bank, we believe in the power of cross-functional collaboration, where every team member’s unique perspective contributes to delivering exceptional results.

Millions of payments processed every month, managed seamlessly

CONNECTED WITH

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  • treasury service logo
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This role provides comprehensive support for deposit accounts, ensuring their accuracy, completeness, and adherence to regulations. You’ll be the go-to person for inquiries and issues from customers, partners, and internal stakeholders, assisting

Create unique customer experiences with our embedded banking capabilitie

team values

ethical

committed to ethics and compliance

agile

adaptable and agile in a changing landscape

dependable

consistently delivering high value products and services

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Experience unparalleled security and regulatory peace of mind. Our embedded banking deposit platform prioritizes compliance at every step, ensuring the safe and secure handling of your funds.

  • checking and savings accounts
  • customizable cards
  • checks
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Simplify your payment acceptance and unlock new revenue streams. Our merchant acquiring platform Threaded Payments provides access to a vast network of payment rails, allowing you to seamlessly accept payments from a wide range of sources.

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features

features
PAYMENTS WITHOUT BARRIERS

a vast network of payment rails means unhindered interactions

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getting started

See for yourself. Explore our comprehensive API documentation and discover how effortlessly you can integrate secure financial features into your platform.

documentation

DISCLOSURES

California Consumer Privacy Act Notice

Thread Consumer Accounts Rate Sheet

Thread Sweep Program:

IntraFi Sweep Program for Unit Fintech Partnerships
Through the IntraFi Thread Deposit Sweep Program, available deposits will be “swept” (moved) into deposit accounts at one or more of our Program Banks. Cash deposits made to Program Banks are covered by Federal Deposit Insurance Corporation (“FDIC”) Insurance up to a minimum of $3,000,000 inclusive of deposits you may already hold at the bank in the same ownership capacity. Note: Thread Bank is not responsible for monitoring the amount of deposits in any Program Bank. For more information about the program, see the Thread Sweep Disclosure.

Note: If you have questions about which sweep program is applicable to your deposits with Thread Bank, please contact us at: customerservice@thread.bank.

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